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Partners income up despite insurance activity losses

Written By Unknown on Sabtu, 14 Februari 2015 | 16.30

Partners HealthCare Systems's operating income climbed during the first quarter of fiscal year 2015, but it continues to see losses in insurance activity.

Health care provider activity brought in $67 million in operating income, and the Neighborhood Health Plan saw $7 million in operating income in the three months that ended Dec. 31.

However, the $7 million includes a premium deficiency reserve set aside in fiscal year 2014 — without that, insurance activity would have seen a loss of $20 million.

Partners, the state's largest hospital and doctors' group, reported $45 million in operating income for the first quarter of last year, including $44 million from provider activity and $1 million from insurance activity.

"Maintaining our focus on the cost-effective, efficient delivery of care, Partners' health care providers generated a strong operating margin, which enables us to reinvest in population health management programs to further improve the patient experience," said Peter K. Markell, chief financial officer and treasurer for Partners HealthCare, in a statement yesterday. "However, our insurance plan, NHP, still faces a significant challenge with respect to receiving adequate rates from the state for the care of MassHealth members."

Total operating revenue at Partners increased $201 million to $2.8 billion in the first quarter.

According to Partners' quarterly report, "total operating expenses increased $173 million (7 percent) to $2.8 billion, due to higher wages and benefits, supplies and medical insurance claims."


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Cherokee Trailhawk chief in its class

With unmatched off-road capabilities and superior highway manners, the Jeep Cherokee Trailhawk blows away its competition with features and performance.

With a powerful 3.2-liter V6 24-valve engine, the compact sport utility vehicle accelerates quickly to pass cars on the highway with ease. A nine-speed automatic transmission smoothly changes gears as you move faster. The shift knob is leather-wrapped but the manual override seems to be counter-intuitive — move the knob up to shift down and down to shift up.

Jeep's selectable 4x4 modes allow the driver to dial in current conditions like snow, sand, mud and rock. It also has an automatic mode that lets a computer make these decisions for you. The Cherokee has a four-wheel-drive low mode for extra low-speed traction and earns its trail-rated certification in every way.

The Trailhawk will help you start an ascent on a hill automatically as well as help you control your speed on a descent. A rear axle disconnect feature only engages when necessary for improved fuel efficiency. It has a beefed-up off-road suspension and 17-inch aluminum wheels with all-
terrain tires that can take what Mother Nature dishes out.

The steering on this Jeep is stiff and responsive. Its leather-wrapped steering wheel is comfortable to grip and its mounted controls give the driver access to the phone and stereo controls as well as the on-board computer.

The electronics array is also well above average for its class. It features a premium navigation system that is designed with logic in mind. It is easy to enter a destination and it gives clear and concise directions. The Cherokee also has Sirius XM radio with traffic and travel weather alerts that are displayed on a 7-inch multi-view display. Bluetooth pairing is accomplished with ease and the rearview mirror has a microphone for hands-free conversations.

The Trailhawk also has a remote starter, keyless entry and start, rear power liftgate and a rear back-up camera.

Seating is quite comfortable with eight-way power adjustable leather-trimmed seats and adjustable lumbar support. The second row of seats is also comfortable and provides decent legroom for passengers.

The cabin feels roomy in spite of the lack of space a small SUV affords. Hidden storage areas help make this car feel roomier. There's storage accessed by a flip-up passenger cushion in the front seat. The doors have big pockets, the dashboard has a storage area and there are recesses in the deck of the cargo area in the rear.

All in all, this Jeep is head and shoulders above the other cars in its class and is worthy of its higher price tag.


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Redone condo leaves no stone unturned

This just redone unique North End condo is a showpiece of stone — with marble, quartz, onyx, slate, fieldstone and granite finishes, done by a developer who is also a stone supplier and refinisher.

The two-level first floor/basement duplex at 6 Henchman St. is one of 10 units in a 1900-built brick building that was once a speakeasy. Builder Tom Falcucci has crafted a European-style duplex with a wine cellar and tasting room, custom bathrooms and surround sound.

A private entrance leads down red oak stairs with walnut-paneled wainscoting to an open living/kitchen area with hickory floors and recessed lighting.

The recessed-lit kitchen has espresso-stained cabinets with a top row of frosted glass cabinets. It features brown-veined quartz countertops and backsplash, which also tops a large center island with a breakfast bar seating four. Stainless-steel Jenn-Air appliances include a refrigerator, dishwasher, gas stove with a built-in microwave above.

The living room is dominated by a restored wood fireplace surrounded by a wall of marble and has tray ceilings, a wall of paneled wainscoting and built-in ceiling speakers.

Behind the living/kitchen area is an open hickory-floored space that could be a dining room or a home office/study. It includes a media closet that houses the unit's surround sound and alarm systems.

Behind this room, the builder has added a unique wine cellar and tasting room that can also double as an entertainment room. The slate-floored space has restored original wood beams and side walls with built-in wine bottle racks. There's a seashell granite-topped wet bar with cabinets and a wine cooler, as well as a granite topped table.

Also on this level is a third bedroom with a closet but without a window. Adjacent sits a spectacular custom bathroom with fieldstone walls, a backlit onyx walk-in shower and a separate glass-doored wet steam shower lined with marble. This bathroom also has glass mosaic-tile floors and a gray stone sink on a wood vanity.

A set of oak stairs lead up to two bedrooms and two bathrooms on the second floor, with a hallway closet for a washer and dryer included in the sales price.

The master bedroom with two windows has a 9-foot coffered walnut ceiling as well as dark-stained oak floors and built-in surround sound. There's a large walk-through closet with custom built-ins that leads into the master bathroom. The bathroom features Carrara and basket-weave marble floors, as well as a marble vanity with glass-fronted drawers. The marble-lined walk-in shower has a rainhead fixture and there's a marble-surround whirlpool tub as well.

The second bedroom also has a coffered walnut ceiling, two windows and dark-stained oak floors. It has built-in bureau drawers and surround sound as well as a double-door closet with a built-in California closet system.

The second full bathroom has a porcelain tile floor with glass mosaic tile inlay, a Carrara marble surround for a soaking tub and shower, and a granite topped vanity.

The unit's $460 monthly condo fee includes heat and hot water. The developer will pay for one year of valet garage parking at nearby Battery Wharf, with a value of around $400 a month.

Home Showcase:

• Address: 
6 Henchman St., North End
• Bedrooms: Three
• Bathrooms: Three full
• List price: $1,699,000
• Square feet: 2,650
• Price per square foot: $641
• Annual taxes: $7,960
• Monthly condo fee: $460 
(includes heat 
and hot water)
• Location: Two blocks from offerings on Hanover Street.
• Built in: 1900, converted to condo 2014-2015
• Broker: Dale Murawski of Otis & Ahearn at 617-
652-6300

Pros:

  • Unique onyx, marble, granite, glass mosaic stonework plus a wet steam room
  • Custom kitchen with brown quartz countertops and Jenn-Air appliances
  • Master bedroom suite with coffered ceiling, large California closet system and showpiece marble bathroom
  • Wine tasting room with seashell granite-topped wet bar
  • Hickory and dark-stained oak floors and paneled wainscoting

Cons:

  • Only one small window on the lower level

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Connector still experiencing delays

Written By Unknown on Jumat, 13 Februari 2015 | 16.30

The Bay State's health insurance website is improving, but remains a work in progress, with an online payment system that is causing frustration, state officials said yesterday.

Consumers continue to experience long wait times due to heavy volumes at call centers.

"There is significant work left," said Maydad Cohen, who was tapped by Gov. Deval Patrick to overhaul the website after it crashed, creating a backlog of 72,000 paper applications and daily website outages.

The online payment set-up — separate from the Connector's insurance website — has been "clunkier" and not instantaneous, Cohen said. "We've made tweaks throughout."

The final day for applying for health insurance in 2015 and picking a plan is Sunday. Feb. 23 is the deadline to pay for coverage in a Health Connector plan.

The Connector is extending the hours of availability for its call center and walk-in offices. If severe weather hits the state over the weekend, the call center will limit operations.


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The Ticker

Facebook to let someone run account after you die

Facebook is making it easier to plan for your online afterlife.

The world's biggest online social network said yesterday that it will now let users pick someone who can manage their account after they die. Previously, the accounts were "memorialized" after death, or locked so that no one could log in.

But Facebook says its users wanted more choice. Beginning in the U.S., Facebook users can pick a "legacy contact" to post on their page after they die, respond to new friend requests and update their profile picture and cover photo. Users can also have their accounts deleted after their death, which was not possible before.

If you want someone to manage your account after you die, click on the upside-down triangle on the top right corner of your page, open "settings" and find "security." For U.S. users there will be an option to edit your legacy contact, who must be a Facebook user. But you don't have to pick someone else to manage your account. You can also check a box to permanently delete your account when you die.

Expedia to buy rival Orbitz for $1.3B

Expedia said yesterday that it is buying rival Orbitz Worldwide Inc. for about $1.3 billion. The deal adds the Orbitz brand and sites including CheapTickets and HotelClub to a lineup that already includes names such as Hotels.com, Hotwire, Trivago and Australia's Wotif.com. Expedia is also in the process of buying Travelocity.

In a conference call with analysts, CEO Dara Khosrowshahi said that even though big in the online segment, his company is "only a small player" in a
 $1.3 trillion travel market that includes giants such as Google and many newcomers. Expedia says its bookings account for only 4 percent of global travel spending.

The purchase of Orbitz would leap Expedia ahead of The Priceline Group Inc. in travel bookings, although Priceline would still be larger by revenue and stock market value. Besides its namesake website, Priceline owns Booking.com, Kayak and restaurant-reservation site OpenTable.

CBS profits up on Thursday football

CBS Corp., owner of the most-watched U.S. TV network, reported slightly higher-than-expected quarterly revenue and profit, helped by its Thursday night football broadcasts.

CBS won the rights to broadcast eight Thursday night NFL games during the 2014 season, giving it one of the most highly prized programs on a night coveted by advertisers.

  • Burlington-based Circor International, a provider of valves and other highly engineered products for markets, including oil and gas, power generation and aerospace and defense, announced that Erik Wiik, left, will join the company as group president. Wiik currently is executive vice president and regional president of Aker Solutions North America.

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Hot Property: New promotions try to lure renters

Sign an apartment lease and enter a raffle to win a $5,000 gift card.

With nine new apartment complexes opening in Boston and Cambridge this year, competition for renters is heating up, and some buildings that opened within the past year or so and still haven't fully leased up are offering new promotions to entice renters.

The 328-unit Batch Yard apartment complex in Everett is offering a Willy Wonka-influenced "Golden Ticket Contest" at the former Charleston Chew factory. Renters who sign a lease between Jan. 1 and mid-March are eligible for the $5,000 drawing March 18.

"The odds of winning are good," said Danielle Bertulli, senior sales and marketing associate for the Batch Yard, which is 33 percent leased. "The raffle is just another way to get people out to our property and give them another incentive to sign on."

The raffle joins other rent concessions already in place at the Batch Yard, such as a "look and lease" incentive that offers $500 to those who sign leases within 48 hours of touring an apartment. And if the renter moves in within 30 days, one month's rent is free.

The Lumiere, a 163-unit complex in Medford that's 39 percent leased, is offering a Valentine's Day special on select apartments, says property manager Robin Boersner. If you sign a lease by Monday, you get one month of free rent if you move in by April 1. With a deposit down within 48 hours of signing, you get an extra $1,000 off. And they'll throw in a free garage space, too.

The Flats on D in South Boston is fighting this winter's doldrums by offering a chance to win $1,500 in a travel giveaway raffle to renters who sign leases this month, with a drawing March 1.

"Generally if one building is offering concessions, others do so as well," said Alissa Issom, property manager of Flats on D, which is 69 percent leased. "But we were looking to do something different."

The Flats on D, along with some other new buildings, doesn't offer free rent incentives. These rental complexes rely on pricing set by revenue management software such as YieldStar and Rainmaker LRO, which adjusts apartment prices daily based on supply and demand.

"It compares our rents along with 20 competitors and sets prices," said Issom. "It really levels the playing field."

"The software reduced the price of some two-bedrooms to the point where I thought 'really?'" said Erica Stockton, property manager at The Commons at Southfield in Weymouth. "But when those apartments rented, the price of other two bedrooms went back up."

But plenty of other buildings that use revenue management software also offer additional incentives.

The Victor, a 286-unit complex near North Station, resets apartment prices every 24 hours, but also gives a $500 American Express gift card to renters who move in within two weeks of signing a lease, in addition to two free months on any vacant apartment.

"Boston is a tough market and renters in the city are being conditioned to getting two free months on leases, which is going to make retention tough," said Hilary Behrens, community manager of The Victor, which is 93 percent leased. "If you can save up to $8,000 a year in rent with incentives, you get accustomed to moving every year."


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Challenges lie ahead for new director of Mass Health Connector

Written By Unknown on Kamis, 12 Februari 2015 | 16.30

Leadership changes, a board shakeup, improved communication and a better Obamacare website are all top priorities as the new executive director of the Massachusetts Health Connector tries to reform the troubled agency.

"If this were climbing Mount Everest, this would be base camp," Louis Gu­tierrez told the Herald yesterday. "There are still several major milestones to go."

Among them:

• Improve the "crucial" relationship between the connector and MassHealth — one of the key downfalls cited for the botched launch of the Obamacare site last year.

• Replace top brass, including completing the search to fill the job of Chief Operating Officer Roni Mansur, who left Jan. 31, and the position of chief financial officer, which has been vacant for several months. Although he praised the "very committed team," Gutierrez vowed: "There will be changes within the organization."

• Upgrade the website to handle complicated transactions and require fewer calls to customer support centers.

• Gutierrez said it was too early to say whether the state might try to opt out of part of Obamacare, but noted: "The federal government is allowing some leeway in terms of how states implement their programs in the next couple years, so we want to examine our options."

Gov. Charlie Baker is also shaking up the connector board, installing Health and Human Services Secretary Marylou Sudders as chairman and shifting Administration & Finance Secretary Kristen Lepore into a seat on the board reserved for the head of MassHealth or his designee. Baker will file a bill soon that will make the HHS secretary the connector board chairman.

Gutierrez left a private-sector job as the principal of the IT consulting firm Exeter Group to head the connector. He has also worked in technology roles both at the state and Harvard Pilgrim Health Plan.

"Throughout, there's this thread of wanting to apply the best there is in current technology to public purposes," said Gutierrez of his prior work. "This really is a dream role for doing that."


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South Bay Center owner plans nearby mixed-use project

The owner of South Bay Center has plans for a large mixed-use project that would include a hotel, movie theater and up to 500 units of multi­family housing next to the Dorchester shopping center.

The "town center" project proposed by retail real estate developer Edens would encompass 10 acres and several new six-story buildings that also would include some 115,000 square feet of commercial/retail space, two parking garages and new internal roadways, sidewalks and open space.

The hotel would have between 150 and 200 rooms, while the cinema would be about 65,000 square feet, the Columbia, S.C., company said yesterday in a letter notifying the Boston Redevelopment Authority of its plans.

Edens, which said it will submit more detailed plans to the city within 60 days, did not return calls for comment.

The six parcels of land slated for the project are bounded by South Bay Center to the northwest and currently include a concrete plant, parking lots and vacant commercial/industrial, office and retail buildings.

Edens' plans must go through the BRA's large project review process.

"The proposed project would create a brand-new community from what is currently an under-utilized industrial area," BRA spokesman Nick Martin said. "We look forward to reviewing more detailed plans and continuing a dialogue with neighbors there. At first blush, it's an exciting proposal that would complement the adjacent South Bay Center and surrounding neighborhood."

South Bay Center opened in 1994. Edens bought it from original developer Samuels & Associates in 1998 and expanded it eight years later to include a Super Stop & Shop and two restaurants after paying $14.2 million for an adjacent eight-acre warehouse site. South Bay Center now encompasses 527,000-plus square feet, with other major retailers including Target, Home Depot, Old Navy, Bed Bath & Beyond, Best Buy, Marshalls and T.J. Maxx.


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CBS '60 Minutes' correspondent Bob Simon dies in car crash

NEW YORK — Longtime "60 Minutes" correspondent Bob Simon, who covered riots, Academy Award-nominated movies and wars and was held captive for more than a month in Iraq two decades ago, died in a car crash on Wednesday. He was 73.

"CBS Evening News" anchor Scott Pelley, his eyes red, announced the death in a special report.

"We have some sad news from within our CBS News family," Pelley said. "Our colleague Bob Simon was killed this evening."

"Vietnam is where he first began covering warfare, and he gave his firsthand reporting from virtually every major battlefield around the world since," Pelley said.

A town car in which Simon was a passenger hit another car stopped at a Manhattan traffic light and then slammed into metal barriers separating traffic lanes, police said. Simon and the town car's driver were taken to a hospital, where Simon was pronounced dead.

The town car driver suffered injuries to his legs and arms. The driver of the other car was uninjured. No arrests were made, said police, who continued to investigate the deadly accident.

Simon was among a handful of elite journalists to cover most major overseas conflicts and news stories since the late 1960s, CBS said. He covered stories including the Vietnam War and the Oscar-nominated movie "Selma" in a career spanning five decades.

He had been contributing to "60 Minutes" on a regular basis since 1996. He also was a correspondent for "60 Minutes II."

He was preparing a report on the Ebola virus and the search for a cure for this Sunday's "60 Minutes" broadcast. He had been working on the project with his daughter, Tanya Simon, a producer with whom he collaborated on several stories.

Anderson Cooper, who does occasional stories for "60 Minutes," was near tears talking about Simon's death. He said that when Simon presented a story "you knew it was going to be something special."

"I dreamed of being, and still hope to be, a quarter of the writer that Bob Simon is and has been," the CNN anchor said. "... Bob Simon was a legend, in my opinion."

Simon joined CBS News in 1967 as a reporter and assignment editor, covering campus unrest and inner-city riots, CBS said. He also worked in CBS' Tel Aviv bureau from 1977 to 1981 and in Washington, D.C., as its Department of State correspondent.

Simon's career in war reporting began in Vietnam, and he was on one of the last helicopters out of Saigon when the U.S. withdrew in 1975. At the outset of the Gulf War in January 1991, Simon was captured by Iraqi forces near the Saudi-Kuwaiti border. CBS said he and three other members of CBS News' coverage team spent 40 days in Iraqi prisons, an experience Simon wrote about in his book "Forty Days." Simon returned to Baghdad in January 1993 to cover the American bombing of Iraq.

Simon won numerous awards, including his fourth Peabody and an Emmy for his story from Central Africa on the world's only all-black symphony in 2012. Another story about an orchestra in Paraguay, one whose poor members constructed their instruments from trash, won him his 27th Emmy, perhaps the most held by a journalist for field reporting, CBS said.

He also captured electronic journalism's highest honor, the Alfred I. duPont-Columbia University Award, for "Shame of Srebrenica," a "60 Minutes II" report on genocide during the Bosnian War.

Former CBS News executive Paul Friedman, who teaches broadcast writing at Quinnipiac University, said Simon was "one of the finest reporters and writers in the business."

"He, better than most, knew how to make pictures and words work together to tell a story, which is television news at its best," Friedman said.

Simon was born May 29, 1941, in the Bronx. He graduated from Brandeis University in 1962 with a degree in history. He is survived by his wife, his daughter and his grandson.


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Snow calls go through the roof

Written By Unknown on Rabu, 11 Februari 2015 | 16.30

A growing number of roof collapses and more storms in the forecast have people scrambling to clear the snow off their buildings, but roofing contractors have waiting lists up to a week long, and hardware stores are selling out of do-it-yourself snow rakes.

Olympic Roofing in Topsfield was averaging one phone call every three minutes yesterday, but was only able to keep up with 15 percent of calls — and that was with the 50 temporary workers it had hired to help its 80 employees, manager George Vasiliades said.

"We tell people we'll go see their roof to assess it," Vasiliades said. "If we think there's a hazard, we'll prioritize it. But I'm booked for the next five or six days. Some people are understanding, but other people get upset."

George VanHillo of Aspen Roofing Services in Peabody said the nine people he has in the field have been working up to 12 hours a day, but it can still take three to five days for them to see someone's roof.

"I've had people tell me they'll pay five times our usual rate if we can see them today, but I just tell them all I can do is put them on the list," VanHillo said. "It wouldn't be fair to all the people ahead of them."

Many people who either can't find or can't afford a contractor have gone in search of a snow rake, determined to clear off their roof themselves, only to end up equally luckless.

In the past 1 1⁄2 weeks, Curry Ace Hardware in Hanover has quickly sold out of three shipments of rakes.

"We're getting in 60 more tomorrow, but they're already paid for," said sales associate Ian Kelly.

"We just haven't been able to keep them on our shelves. We thought we'd have enough if we ordered as many as we did last year, but we've already sold at least double what we did in all of last winter."

After selling out of its own supply of snow rakes, Monnick Supply Co. in Marlboro got in two dozen more at 7 a.m. yesterday.

By 7:45, they had all been sold.

"Snow rakes and roof melt account for at least 80 percent of the phone calls we get," said department manager Katie Henning. "Everybody's looking for them. It's incessant."

When the store tried to order more rakes, Henning said, one manufacturer said it had run out of materials to make them and wouldn't be getting in more for another six weeks.

"If this keeps up," she chuckled, "you're going to see a snow rake black market pretty soon."


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Ten Mass. locales see big home value gains

Ten Bay State communities, including two Boston neighborhoods, saw big double-digit gains in home values in the past nine years.

According to a new Top 10 list compiled by the Warren Group, which publishes Banker and Tradesman, the 10 communities are Brookline, Belmont, Cambridge, Concord, Jamaica Plain, Lexington, Newton, Somerville, South Boston, and Winchester.

Forty-six communities are back above the 2005 peak prices they had before the economic crash, the group added.

Cambridge outperformed the rest of the Warren Group's Top 10 list, reporting median prices for a single-family home hitting $1.2 million in 2014, up from $667,500 in 2005.

That comes out to a 
79.8 percent increase in the median price.

Jamaica Plain, which shares a border with Brookline, was the runner-up, seeing prices rise to $700,000 in 2014 from $498,000 in 2005, a 40.6 percent increase.

Lexington and South Boston came in third and fourth, experiencing 
34.8 percent and 33.3 percent increases, respectively.

In Lexington, the price rose to $950,000 in 2014, while increasing to $545,000 in South Boston, an enclave that witnessed a 
44 percent increase in sales along with the growth in price.

Brookline came in at fifth place, with the median price in 2014 reaching $1.48 million from $1.1 million in 2005, a 32.6 percent increase.

Six of the top 10 communities had a 2014 median home price of $899,000 or higher, according to the Warren Group.

The rest of the top 10, in order, has Somerville (27.2 percent increase), Concord (26.1 percent), Belmont (24.9 percent), Newton (23.8 percent) and Winchester (23 percent).

Like South Boston, Lexington, Brookline and Concord saw sales increase with prices.


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Edward Davis joins firm that pinpoints indoor gunshots

Former Boston Police Commissioner Edward Davis has joined a Bay State tech company that is marketing technology to summon cops and pinpoint the location of gunshots in indoor shooter situations.

"Shooter Detection Systems is an extremely innovative company with excellent technology behind it," Davis said in a statement. "The Guardian Indoor Active Shooter Detection System gives law enforcement officials invaluable intelligence, and it gives innocent people inside a building that is under siege a chance to survive. I am very excited to be a part of things at SDS."

Davis, who will be a business development adviser, was the BPD commissioner from 2006 to 2013, and won national notice after the Boston Marathon bombings.

"When you think of law enforcement leaders in not only New England but across the country, the name Ed Davis instantly springs to mind. He is synonymous with policing and progressive law enforcement, and he is a true and proven leader," said SDS CEO Christian Connors.

SDS is targeting public institutions, corporations and malls with a product that operates much like the outdoor ShotSpotter system that Boston police use to quickly zero in on the location of street shooting incidents. Guardian Indoor was developed in cooperation with the federal Defense Advanced Research Projects Agency.


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Kind-hearted reader 
pays family’s heat bill

Written By Unknown on Selasa, 10 Februari 2015 | 16.30

A Lynn woman has come to the rescue of one of the 150,000 households that has exhausted its fuel assistance due to one of the coldest winters in recent memory.

After reading about Sydney Fuller-Jones and her 13-year-old twins in Sunday's Herald, Linda Peters offered to pay the roughly $200 the Mattapan family owes for the gas that heats their apartment.

"My heart went out to this family," Peters said yesterday. "I've struggled myself, but now I'm in a position to help, and I just want to do my part."

Since Fuller-Jones' husband died in 2011, she has been the sole breadwinner in the family. Of the $1,800 in pay the 52-year-old administrative assistant takes home each month, $1,400 goes toward rent, and $400 pays for her car and insurance. The rest — food, clothes, electricity — she pays for with credit.

Although she and her children were in no imminent danger of losing their heat because of the self-imposed moratorium Massachusetts utilities have on shutting off heat during the winter to customers who demonstrate financial hardship, the growing amount she owed had put her deeper and deeper into a debt she saw no way out of — until she came home Sunday night to find two messages from Peters on her answering machine.

"It's a blessing," Fuller-Jones said. "My children and I are just so appreciative. People like (Peters) don't come at a dime a dozen."


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Business Protocol: Be prepared for your face-to-face interview

First impressions count, and in a job hunt, the interview is often your first face-to-face encounter with a prospective employer. You want to hit the right tone, and that means paying attention to details.

Make sure to begin with a pleasant greeting, an expression of thanks for the opportunity to interview and a firm handshake. Avoid any over-familiarity. When in doubt, use formal address, or ask how the person likes to be addressed.

Always let your host, the interviewer, be seated first. Think of a courtroom: The judge enters, and all rise; judge is seated, first.

If you intend to take notes, ask first.

If you expect to be asked to provide references, prepare in advance. Always ask people if they will provide you with a reference, and ask if they are willing to speak well on your behalf

References can be important, so it is key to always leave a prior employer on good terms. Never burn bridges!

Graciously decline any offers of hospitality in the interview ­— unless your host has gone to considerable lengths to have your favorite soy latte, chocolate apple cinnamon scone or if they bring out a porcelain tea service.

You don't want to be remembered for spilling the coffee, dropping crumbs or having food stuck in your teeth. Have your coffee and muffin before the meeting.

There may be exceptions. When meeting with an international company or client, research ahead of time to be sure that a refusal is not viewed as an insult. Accepting such an offer could be a gesture of goodwill and implies trust, which is something we endeavor to cultivate.

That said, should you decide to indulge, whatever you do, don't take the last doughnut!

End your interview as you began, with an expression of thanks. Remember to send your interviewer a formal note of thanks for taking the time, and use the opportunity to reaffirm your interest in the position.

Judith Bowman is president and founder of Protocol Consultants International and author of "Don't Take the Last Donut: New rules of Business Etiquette" and "How to Stand Apart @ Work … Transforming "Fine" to Fabulous!" Email her at Judith@protocolconsultants.com.


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State vaccination exemptions up tenfold over 30 years

Religious and medical exemptions claimed by Bay State parents as a reason not to vaccinate their children against potentially deadly diseases like measles have risen nearly tenfold in the past 30 years — and the state Department of Public Health says there's little it can do to reverse the "honor system" upsurge.

"A parent or guardian writes a letter to the school. There is no verification of that honor system. The exemptions are the rights of parents under state law. That's not second-guessed," said Kevin Crans­ton, director of DPH's Bureau of Infectious Disease.

There were 120 exemptions claimed on behalf of kindergartners during the 1984-85 school year versus 1,161 in 2013-14, according to DPH immunization records. Cranston noted DPH tends "to see higher exemption rates" in more affluent cities and towns, as supported by the latest kindergarten immunization survey results indicating that schools like Waldorf, a private school in Lexington; West Tisbury, a public school on Martha's Vineyard; and Morris, a public school in Lenox, have the highest rates of parents claiming exemptions for their children.

Boston Medical Center pediatrician Dr. John G. Palfrey, a member of the Massachusetts chapter of the American Academy of Pediatrics Immunization Initiative, said one step the state could take for the safety of all is to eliminate the religious exemption, which, according to DPH, parents of kindergartners turned to 837 times in the 2013-14 school year. Unlike Maine and Vermont, Massachusetts does not offer a vaccine exemption for philosophical objections, which Palfrey believes is what's usually behind the refusal absent a medical reason.

"Part of our problem is no one has seen it (measles), so they don't know they should be scared," Palfrey said. "I would suspect we're going to have some cases. My prayer is they're not in the communities that are under-immunized. ... Even for people who have had vaccines, you can still get the disease."

In addition to under-immunized kids being banned from school in the event of an outbreak, Palfrey said children with suspected cases of measles could be segregated in hospital or medical office waiting rooms to protect other patients whose immune systems are compromised.

"There's all sorts of consequences that parents need to hear — that these are real dangers, that this is not just some kind of personal whimsy," he said.


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Boston startup HourlyNerd poised for growth

Written By Unknown on Senin, 09 Februari 2015 | 16.30

A Boston startup that connects businesses with freelance consultants and experts has raised nearly $8 million to extend its services to large com­panies.

"There are hundreds, if not thousands, of projects that a client like General Electric is not able to pursue in the best way," said Peter Maglathlin, co-founder and chief financial officer of Hourly­Nerd. "What we allow them to do is tap into the global brain of 10,000 consultants in our network and find the right person."

HourlyNerd lets com­panies submit projects online, where freelance consultants who are experts in various fields compete for the project.

"We're delivering 90 percent of the quality at one-twentieth of the price," said Pat Petitti, co-founder and co-chief executive.

Created out of Harvard exactly two years ago, HourlyNerd has raised $7.8 million from investors including GE Ventures and the Kraft Group. The round of funding was led by Highland Capital Partners, which also led HourlyNerd's last round of funding.

"We've further confirmed the ability of HourlyNerd to disrupt a multi-$100 billion industry that we feel is fundamentally irrational and broken," said Dan Nova, general partner at Highland, which is an HourlyNerd customer. "You've got large enterprises spending hundreds of millions of dollars with large consultants where many of those projects don't need to be addressed by larger consulting organizations."

Billionaire Mark Cuban provided HourlyNerd's $450,000 round of seed funding in 2013.


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Booting Up: Light shines on ‘dark Web’

The so-called dark Web — where all browsing is anonymous — is facing an unprecedented spotlight.

From increasing references in pop culture, like the spy drama "State of Affairs," to renewed interest by law enforcement, expect to hear a lot about this digital underworld where drugs are sold in the open market, terrorists chat and depraved people satisfy disgusting habits.

But if it's the Internet's seedy back alley, the dark net is also a haven for global democracy. Freedom of speech advocates point out the importance of the dark Web to dissidents in oppressed countries. The dark Web also plays a critical role for military personnel, allowing commanders and field agents alike to avoid detection. And as the debate rages about the merits of a shadow Internet, here are five facts about the dark Web that everyone should know:

• It's accessed through a special Web browser called Tor, where no one can be tracked. Tor can be downloaded for free onto any computer and provides a simple user interface — not so different from mainstream browsers like Chrome and Safari. One big difference, however, is that Web addresses end in an .onion, an ode to the many layers of this peculiar place. URLs also change frequently and are made up of hard-to-remember numbers and letters, not the catchy dotcom domains we're used to.

• Contrary to popular belief, the Netflix series "House of Cards" doesn't reference the dark net. No, its plot lines center around something called the deep Web. The deep Web consists of Web pages that hide in plain site (on the regular, or surface Web) and are built to conceal themselves from search engine crawlers. The dark Web and deep Web are two very different things.

• Facebook launched a version of its service on the dark Web late last year, which, according to the folks at Tor, is accessed by thousands of oppressed citizens in countries such as Iran and China that block the social network. Kudos to Facebook for that.

• Our government funds it. Among Tor's active sponsors is the U.S. Department of State and the National Science Foundation.

As much as 80 percent of traffic on the dark Web may be pedophiles, however, according to a recent academic study by a British researcher released a little over a month ago. The study raises new questions about the dark net and law enforcement's response to it — and guarantees a debate about the merits of the mysterious corner of the net for months and years to come.


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Wynn expecting a big win

Wynn Resorts is projecting big money from its casino in Everett, telling investors the Boston-area resort will be a winner for Wynn and Massachusetts.

"We are going to be responsible for $50 million a month in revenue for this state, probably another $50 million in related revenues to all the surrounding communities," said Ian Coughlan, president of Wynn Resorts-Macau on an earnings call last week. "To be in Boston, Massachusetts, and in the metropolitan area in Everett and have almost four million people where we're the only game in town is scintillating."

It is unclear exactly how much of the $50 million would come from gaming revenue, but William Thompson, a professor and gaming expert at the University of Nevada, Las Vegas, said those estimates put annual revenue above $2 billion — more than Wynn Las Vegas sees in a year.

"It's possible, but boy it's ambitious. On the other hand if anybody can do it, he can. He's proven his ability to do it," Thompson said.

In the earnings call, Coughlan said the resort's effective monopoly on gaming will mean more success compared to other Wynn casinos.

"We've never ever been in the position we were the only game in town," he said.

In its application to the Gaming Commission, Wynn said it expects to have a significant advantage over other casinos in the country by 
being in Boston.

"These (gross gaming revenue) projections imply that the Wynn Resort in Everett would be the highest grossing casino (non-Native American) in the United States (outside of Las Vegas), generating significant revenue premiums to casinos in Pennsylvania, New Jersey, New York, and Maryland," the application says.

Wynn has publicly put the budget for its resort in Everett at $1.6 billion, but Coughlan said Wynn's budget is between $1 billion and $1.75 billion. He said the casino will have a massive impact when it is up and running.

"We are going to be the one of the top five private employers in the history of the state of Massachusetts," Coughlan said. "We are going to employ thousands and thousands of people. It's the largest construction budget in the recent history in Massachusetts, maybe forever."


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The Ticker

Written By Unknown on Minggu, 08 Februari 2015 | 16.30

EPA to help towns adapt to flooding

Two Massachusetts communities have been chosen to receive help from the Environmental Protection Agency in finding ways to become more resilient to flooding.

Scituate and Newburyport were chosen to receive EPA technical assistance through the agency's "Building Blocks for Sustainable Communities" program. The projects will involve a team of EPA-led experts and will include the public in workshops.

Scituate Town Administrator Patricia Vinchesi said the town is significantly affected by coastal storms that tax its infrastructure, residents and resources. Newburyport Mayor Donna Holaday said the town has increasingly experienced severe flooding and coastal erosion during storms.

TUESDAY

  • Commerce Department releases wholesale trade inventories for December.
  • Labor Department releases job openings and labor turnover survey for December.

WEDNESDAY

  • Treasury releases federal budget for January.

THURSDAY

  • Labor Department releases weekly jobless claims.
  • Commerce Department releases retail sales data for January.
  • Freddie Mac releases weekly mortgage rates. L Commerce Department releases business inventories for December.
  • The TJX Cos., a Framingham-based off-price retailer, announced that William H. Swanson has been elected to its board of directors. Swanson is the former chairman and chief executive officer of Raytheon Co.

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Advocates say 150,000 need more fuel assistance due to harsh winter

Advocates for the poor are calling on state officials to provide immediate aid to approximately 150,000 low-income Massachusetts households — about one-third of them seniors — who have exhausted their fuel-assistance benefits due to one of the coldest winters in recent memory.

In the Boston area alone, approximately 18,000 families have used up their federal benefits and confront stark choices: whether to pay for heat and rent, or whether to pay for food, medicine or electricity, said John Drew, president and CEO of Action for Boston Community Development.

"So many people are hurting this winter, and with weather like this, there doesn't seem to be any end in sight," Drew said. "Oil prices are down, but this has not been a normal winter. And electricity costs have gone way up."

The maximum federal fuel-assistance benefit is $1,025 for the poorest families — those with total incomes below the federal poverty level of $23,850 for a family of four.

On Jan. 21, Massachusetts received an additional $13 million in federal fuel assistance for qualifying residents, bringing the total fiscal year 2015 award to more than $144 million. But that $13 million divided among 150,000 households comes to just $86.66 per family.

That is not enough to pay for even half what Sydney Fuller-Jones says she owes for the gas that heats the Mattapan apartment where she lives with her 13-year-old twins.

Although they are in no imminent danger of losing their heat because of the self-imposed moratorium Massachusetts utilities have on shutting off heat from Nov. 15 to April 1 to customers who demonstrate financial hardship, the growing amount she owes puts her deeper and deeper into a debt she sees no way out of.

Since her husband died in 2011, Fuller-Jones has been the sole breadwinner in the family. And of the $1,800 in pay the 52-year-old administrative assistant takes home each month, $1,400 goes toward rent, and $400 pays for her car and insurance. The rest — food, clothes, electricity — she pays for with credit.

"I don't want to break down, but I just can't keep up," she said. "I have bouts of anxiety and struggle with depression. But I have to keep going for my children."

Last year, the state provided $20 million to increase benefits for heating assistance for families such as hers.

State Rep. Brian Dempsey (D-Haverhill), chairman of the House Committee on Ways and Means, said Friday that lawmakers will determine what options they have while dealing with a 
$768 million budget deficit.

Elizabeth Guyton, Gov. Charlie Baker's press secretary, said he "understands this year's bitterly cold weather presents serious challenges for many. The administration will work with the Legislature to ensure that the necessary fuel assistance resources are available to the most vulnerable during the winter months."


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Ronan Farrow charts new course at MSNBC

The roving news correspondent worked his sources in Paris for days, with nary a chance to eat. His efforts paid off, with a couple of exclusive interviews with interesting people affected by the tragic Charlie Hebdo murders. Next he had to prepare to meet with whistleblowers in the United States who were ready to slip him damning details about the way the nation's government treats its veterans.

Was it CNN's Anderson Cooper? CBS' Scott Pelley? ABC's David Muir? No, this was Ronan Farrow.

If that name is surprising, well, MSNBC hopes it won't be going forward. Farrrow's MSNBC program, "Ronan Farrow Daily," has been dogged by cancellation rumors for months (though none of them have proven out) and that speculation that has been bolstered by the program's decidedly lackluster ratings. But MSNBC has plans for the Rhodes Scholar and former Obama foreign policy official whose youth (he is under 30) and family background (he is the son of actress Mia Farrow) have brought an extreme degree of attention to his fledgling effort in the world of cable-news.

"It's about diving in deep," says Farrow during a recent interview while reporting in Paris. His goal is to travel to places where big stories erupt, then find underreported facets, like discovering individuals whose lives have been changed by the news. He really enjoys "finding the human piece to tell the bigger story and push forward the narrative," he says.

MSNBC executives acknowledge Farrow's daytime program has not won in the viewership game, but suggest they see potential, both for TV and for grabbing attention from viewers who watch the news in new ways. Farrow has proven skilled in nabbing interviews with everyone from Mitt Romney to Angelina Jolie to Jeannette Bougrab, the partner of slain Charlie Hebdo editor Stephane Charbonnier, who gave a heart-wrenching account of life in the days after the terrorist attack on that publication. "I worked every angle and every connection that I had and ever worked with in government, and knew through random online connections," Farrow says of his work to secure interviews while in France.

These kinds of exchanges, executives suggest, spread quickly on social media and generate digital impressions that are likely to be valuable as viewers rely on connections other than cable subscriptions to gain access to video. In 2013, according to the Pew Research Journalism Project, 82 percent of Americans said they got news on a desktop or laptop, while 54 percent said they got news on a mobile device. Pew said 35 percent reported that they get news in this way "frequently" on their desktop or laptop, and 21 percent from a mobile phone or tablet.

"We have to look beyond cable ratings," says Izzy Povich, vice president of talent and development at MSNBC, in an interview, adding , "Ronan is somebody who really can be a content provider on different platforms, and I do think that's the future of where we are headed."

Even so, viewership for "Ronan Farrow Daily" has been disappointing. In some months since the program launched, it has not been able to attract on average even 50,000 viewers between 25 and 54, the audience most desired by advertisers in news programming, according to Nielsen data. In contrast, Farrow's feed on Twitter has 272,000 followers. In December, "Ronan Farrow Daily" lured an average of 206,000 viewers overall, according to Nielsen, and 41,000 in the demo. Rival programs on Fox News Channel and CNN performed significantly better.

MSNBC's plan sprouts alongside a January unveiling of a new streaming-video hub, Shift, which offers programming and personalities not typically seen on the cable outlet. Other TV-news networks are trying similar stuff. CBS News has launched CBSN, a daily broadcast sent via streaming video that emulates something one might see on a cable network. In both cases, the media outlets are stocking the venture with new talent and contributions from staff already in place.

The anchor says he's just getting the opportunities he has craved after working hard to establish himself in a new milieu since the launch of his program last February. "It's a completely hectic, makeshift process. You are building the airplane at the same time you are flying it," he says of getting started on his own hour-long show. Even so, he's had the same aspiration since he began on MSNBC: "I want to be on the ground and connecting with people, and I want that to really be reflected on the show." Still, he acknowledges, "you can't just jump into the deep end like that. You've got to earn your stripes."

Indeed, Farrow has put a lot of focus on fundamentals, says Kathy O'Hearn, executive producer of "Ronan Farrow Daily, and a TV-news veteran who has executive-produced "This Week with George Stephanopulos" on ABC and "Topic A," an interview show built around Tina Brown, at CNBC. "He just gets better every day," she says. "The arc has been learning the mechanics of it, the judgment calls."

In recent months, Farrow has had more of an opportunity to get out of the studio. He visited Dallas to cover the recent Ebola outbreak there. He traveled to the Midwest to examine terrorist recruitment in the United States, and spent a week in the western U.S. to look at life around the U.S. border, embedding with agents from U.S. Customs and Border Protection.

He is also trying to do work that requires more depth of reportage. In December, Farrow launched an investigative series, "Inside the V.A.," based on his follow-up of a 2009 NBC News investigative report looking at how 10,000 U.S. veterans may have been infected with viruses during routine colonoscopies due to mistakes made in cleaning and configuring equipment. He is working with NBC News' investigative unit to track what he calls "the human cost of having to grapple with dysfunctional medical care. It's a really horrible story."

Farrow's increased presence from sundry locales is part of a broader MSNBC strategy to get its anchors out from behind their desks and out to where news is breaking. The network, known for its tilt toward the liberal and progressive side of the political aisle, has seen ratings slump in recent months and has made strides to broaden the issues is tackles.

The intense spotlight that was put on his program when he first started was overwhelming, Farrow says: "That's the understatement of the year" (Some viewers may have tuned in to see if he would comment on allegations made by his sister last February in The New York Times about alleged sexual abuse by filmmaker Woody Allen, her adoptive father who is said to be Farrow's father and who denied the allegations). Viewers may not have been aware he was taking a new step in a journey that has often included interesting paths, such as a degree from Yale Law School and founding the U.S. State Department's Office of Global Youth Issues.

"If you look at my career, such as it is, I wanted to go strike out, do something totally different from the family I grew up in, to do something worthwhile that I care about, make things better, stand apart in that way," says Farrow. "The scrutiny is something out of my control. It's not the easiest thing to deal with, I'll be completely honest, but there are a lot of worse crosses to bear."

Meanwhile, MSNBC would like to see his show perform better on TV. "I'm not satisfied" with the ratings, says O'Hearn, who believes Farrow is gaining an audience and making a name for himself in other ways. "The scrutiny has been a challenge, but we are hopefully out from under that right now. The kinds of things we have been doing have had a tremendous amount of feedback. A series from "Ronan Farrow Daily" called "Transgender Society," has been nominated for an award by GLAAD, the advocacy organization for the lesbian, gay, bisexual and transgender communities.

Farrow intends to press forward. "It's a lot of hard work getting into the nitty-gritty and talking to everyone and never sleeping and not really eating," he notes. To stand out in the modern TV-news landscape, that level of activity may be de rigueur.


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